Discover the Best RuPay Credit Card Offers on MyRupaya – Your One-Stop Savings Destination

At MyRupaya, you can explore the latest and most rewarding RuPay credit card offers all in one place. No matter where you spend—travel, dining, or shopping—MyRupaya makes sure every payment gives you extra rewards.
The RuPay Offers section lists verified cashback and discount programs from India’s top banks, helping users choose cards that match their spending habits. At MyRupaya.in, there’s no need to browse multiple bank websites—simply compare, explore, and pick the right RuPay credit, debit, or UPI-enabled card instantly.

What is MyRupaya?
As India’s first smart credit card and savings discovery platform, MyRupaya makes choosing the right card effortless. The platform aggregates all live RuPay deals and card-based offers in one unified dashboard.
Core features of MyRupaya include:
* Discount Finder: Instantly finds discounts on food delivery, flights, and movies.
* Compare Banks: Compare cashback rates, annual charges, and reward structures.
* RuPay Offers Page: Dedicated section for RuPay credit and debit card benefits.
Stay updated with every RuPay deal and maximize savings effortlessly.
Benefits of Exploring RuPay Offers on MyRupaya
• Real-Time Deals: Get instantly updated RuPay card offers as soon as they go live.
• Smart Comparison: Evaluate multiple RuPay cards side by side.
• Smart Discovery: Find exclusive offers on food, movies, travel, and online shopping.
• One-Click Access: No need to visit multiple bank websites.
Whether you’re into cashback or travel rewards, MyRupaya lets you discover the perfect RuPay card easily.
Why Choose RuPay Cards?
RuPay is a secure, UPI-enabled payment network designed by NPCI to simplify digital transactions. Unlike global networks, RuPay offers seamless UPI compatibility and minimal foreign exchange markup.
Benefits that make RuPay cards a smart choice:
• Zero or low forex markup – ideal for Indian users.
• UPI Integration – pay directly through PhonePe, Google Pay, Paytm, or BHIM.
• Premium rewards and airport lounge access.
• Wide acceptance across India—from metro rides to IRCTC bookings.
Whether it’s an Axis Bank, SBI, or IDFC RuPay credit card, this network is reshaping how India transacts and saves.
Top 5 RuPay Credit Cards to Explore on MyRupaya Offers
Explore five of the most rewarding RuPay cards on MyRupaya.
1. PhonePe SBI Card SELECT Black (RuPay) – Best for digital-first users
• ?1,500 welcome gift card
• ?5,000 travel voucher on ?5L annual spends
• 5% cashback on 1,000+ brands including Swiggy, Zomato, Myntra, and Uber
• 4 complimentary domestic lounges + 6 international visits via Priority Pass
Why it stands out: Premium UPI-enabled SBI RuPay card with unmatched travel and digital rewards.
2. Indigo IDFC FIRST Bank Credit Card (RuPay) – Perfect for frequent flyers
• Welcome vouchers worth ?8,000 from Indigo
• Milestone vouchers up to ?25,000
• 4 golf rounds + 12 golf rupay cards lessons annually
• Low forex markup (1.49%) + free trip cancellation cover ?25,000
Why it stands out: The ideal RuPay travel companion offering luxury and savings.
3. PNB EMT RuPay Credit Card – Great for online shoppers
• ?3,000 welcome voucher + 300 reward points
• 2 domestic + 2 international lounge visits per year
• Co-branded with EaseMyTrip for flight and hotel discounts
Why it stands out: Combines government reliability with modern travel benefits.
4. Tata Neu Infinity SBI Card (RuPay) – Best for Tata ecosystem users
• 1,499 NeuCoins on joining
• Annual fee reversal on ?3L spends
• 8 domestic + 4 international lounge accesses annually
Why it stands out: Reward-heavy card for Tata brand loyalists.
5. IDFC FIRST Power Plus RuPay Select Credit Card – Perfect all-rounder
• Welcome gift worth ?1,650
• 5% off on movie tickets + complimentary roadside assistance
• Personal accident cover ?2L + lost card protection ?25K
• Quarterly domestic lounge access
Why it stands out: Combines lifestyle, travel, and UPI rewards under one roof.
Additional Top RuPay Card Options
You can also find and compare the following popular RuPay cards on MyRupaya.in:
• Axis Bank RuPay Credit Card – Easy EMI and shopping convenience.
• Kotak RuPay Credit Card – Minimal fees, simple rewards.
• HDFC RuPay Credit Card – Cashback-enabled and UPI-compatible.
• ICICI Coral RuPay Card – Includes fuel and lounge benefits.
• PNB RuPay Platinum Credit Card – Free add-on and travel privileges.
• IndusInd Bank RuPay Credit Card – Best for food and entertainment.
• AU Bank RuPay Credit Card – Cashback on fuel, groceries, and travel.
• Canara Bank RuPay Credit Card – Zero annual fee for students.
• Union Bank RuPay Credit Card – Ideal MSME and business card option.
Steps to Link Your RuPay Card with UPI
You can now easily link your RuPay credit card to UPI for seamless payments. Follow these quick steps to start using your RuPay card on UPI apps:
• Open your UPI app.
• Go to Payment Methods / Bank Accounts.
• Choose Add Credit Card.
• Select your RuPay card’s issuing bank.
• Set your UPI PIN.
Once linked, you can use your RuPay card for QR and UPI payments while earning cashback.
Conclusion
With RuPay, India is witnessing a transformation in secure and convenient card-based transactions. Whether you prefer travel, cashback, or shopping benefits—RuPay has something for all.
MyRupaya helps you make smarter financial choices by finding cards that maximize your savings.
RuPay Credit Card FAQs
1. What is a RuPay Credit Card?
A RuPay credit card is issued under NPCI’s domestic network and supports online, offline, and UPI payments.
2. Is my RuPay Credit Card accepted on UPI apps?
Yes, you can link your RuPay card with UPI apps like PhonePe, Google Pay, Paytm, and BHIM.
3. Which banks issue RuPay Credit Cards?
Banks such as SBI, HDFC Bank, Axis Bank, ICICI Bank, PNB, IDFC FIRST Bank, and IndusInd issue RuPay cards.
4. Do RuPay Platinum Debit Cards offer lounge access?
Yes, RuPay Platinum Debit Cards come with complimentary airport lounge benefits.
5. Which are the best RuPay Credit Cards?
Top options include the PhonePe SBI Card SELECT Black, Tata Neu Infinity SBI Card, and IDFC FIRST Power Plus RuPay Card.
6. Are RuPay prepaid cards available?
Yes, several banks issue RuPay prepaid cards for gifting or controlled spending.
7. How can I apply for a RuPay Credit Card?
Visit MyRupaya.in, explore the RuPay Offers page, compare options, and apply for your preferred card online.